How To Select An Art Piece In An Art Auction
Nowadays, there are many art auction houses available online such as sotheby and ebay. However, before attempting to bid for a fine art auction, there are some points you need to take note especially if you are a beginner to art auctions.If you are new to fine art auctions, you might first decide what it is you like to collect. Is it abstract art, oil-based painting, impression art etc?You also might want to read up on the art category that you prefer to buy. Take for example, you are into abstract art. It would help you in your art auctions if you knew more about abstract art history, the various abstract art movements. The best way to start would be on the internet. One such site is http://www.artsconnected.org. They provide comprehensive search tools for visitors to research on their favorite art category.The other way is to browse the various art magazines, books, periodicals. You could go to your local bookstore, amazon or even the local library. Visit a few fine art auction houses and get a feel for the type of art you are interested in. Art Auction houses will usually provide detailed information on the art piece being auctioned.How Do I Know The Art Piece I Like Is Real?Ok, so you finally found an art piece you like. The next question you are probably asking is how do I know it is authentic? Since the value of an art piece is subjective depending on the person looking at it, it would be best if you can afford it to get a professional art appraiser to value the art piece.For large fine art auction houses such as sotheby, you can be assured that the art piece is already appraised and is authentic. However, if you are looking for an art piece at smaller auction houses or online art auctions such as ebay, you do need to be extra careful. Particularly so for online art auctions where there are many fake art pieces being auctioned.If you like a fine art being auctioned online, the best way if possible would be to communicate with the art seller before buying. Online art auctions usually keep a track record of the art seller’s sales history and can help you to determine whether the seller is a reputable person.
Will Child-Only Georgia Health Insurance Plans Be Restored?
When the 2010 Patient Protection and Affordable Care Act became law, it changed the way health care was provided for millions of Americans. The health care reform law made several changes in the health insurance industry, but not all of them were intended.One of the unintended changes in the insurance market involved child-only health care policies. In Georgia and other states, as the Affordable Care Act took hold, insurance companies stopped offering this type of healthcare plan.Child-only Georgia health insurance plans are usually bought by parents who have an employer-provided health plan that does not include dependent coverage, or has dependent coverage they just can’t afford. Sometimes these plans are bought by parents who can’t get health coverage for themselves due to health reasons and still want to provide coverage for their children. And sometimes, these are bought by parents whose income does not qualify for their kids to get coverage under Medicaid or PeachCare.How Did The Affordable Care Act Affect Child-Only Policies?One of the mandates of the act is that no children with pre-existing conditions can be denied health coverage. In response to this mandate, insurance companies in various states, including Georgia, stopped offering new individual plans that only cover children.According to the insurance industry, under this new requirement, parents could postpone getting health care coverage for their children until the kids were sick. The industry said that this would cause a rise in unprofitable health care plans and skyrocketing expenses for the insurance companies to budget.Will Child-Only Georgia Health Insurance Plans Return?An increasing number of states have made a move to address the loss of availability of child-only health care policies, either through legislation or regulation.In Georgia, House Bill 1166 was presented to address this problem. HB 1166 plans to restore these child-only health policies that can be offered by the private Georgia health insurance market.Legislation recently passed the House Insurance Committee that would require Georgia health insurance companies that sell individual health coverage to also offer child-only health care plans during an open enrollment period. The bill would permit insurance companies to impose a surcharge of 50 percent of the premium if a child has been without health coverage for more than 63 days prior to the application for coverage. By doing so, this will motivate parents to keep their children insured and not wait for their child to get sick before getting a Georgia health insurance plan.According to Graham Thompson, executive director of the Georgia Association of Health Plans, the healthcare insurance industry has signed off on the legislation.It was Cindy Zeldin, executive director of Georgians for a Healthy Future, who pushed for the bill. She said that fixing up this unintended consequence of reform is relatively easy. This will help kids get the Georgia health insurance coverage they need since having health coverage is very important. Hospital admission records from 37 different states all showed the dire consequences of not covering children with health insurance. Regardless of the hospital where they were admitted, children without health insurance died 60 percent more often than kids who were covered. The reason for admitting them to the hospital did not alter the outcome, either. Children without health care, like adults, died more often even in the hospital. Zeldin also added, “It’s unfair that some parents are willing to pay for healthcare coverage for their kids, and it’s not available.”The bill just covers one year (2013) since the problem will be taken care of by 2014 when federal health care reform will be totally implemented. By then, the new state-based Georgia health insurance market should be up and running with new Georgia health coverage options.
Why Choose Farmhouse Decor Rustic Picture Frames
So You Asked Our #1 Question?Why choose a farmhouse decor rustic picture frame? We get asked that question a lot. You’d think after so many seasons of Fixer Upper with Chip & Joanna Gaines that everyone would know the answer to this question by now.So we decided we should put together a list of the very best reasons why we see more and more people adding rustic picture frames to their modern farmhouse decor homes. There are a number of reasons why rustic or barnwood picture frames are so popular today and we’re excited to share them here with you today.We’re sure to cover a few things you probably already thought about, but you better hang around until the end because I’m sure we’re going to sprinkle a few surprises in on you here. So if you’re ready, then let’s get started.What Qualifies Us on Rustic Picture Frame Decor?So how am I qualified to write about farmhouse decor, or rustic picture frames for that matter? Well, I’ve been a Midwestern home designer for the last 40 years. Specializing in Craftsman style homes, I’ve seen more than my share of the new Modern Farmhouse look going into my new designs. When you add that to the fact that my wife and I own a rustic barnwood picture frame company at OnlyBarnwoodFrames.com, it’s pretty easy to see where my experience comes from.How Do Farmhouse Decor and Rustic Picture Frames Fit Together?Many people were introduced to Modern Farmhouse Decor a few years ago when Joanna & Chip Gaines brought their Waco, TX renovation company into everyone’s home. For years now we’ve all seen Chip either remove or install shiplap for Joanna and then watch her magically transform an otherwise typical space into the extraordinary with the use of simple rustic products. Often she would display the owner families photos or keepsakes in rustic picture frames and the trend began.Since then others have followed with different shows depicting the use of reclaimed barnwood for everything from accent walls to table tops to our favorite, handmade picture frames.Why Barnwood?Let’s face it, there’s nothing more rustic or country than the look and feel of real authentic reclaimed barnwood. If you’ve watched shows like The Barnwood Builders, then you’ve heard Mark Bowe explain that you just can’t copy the real patina of weather aged barnwood.One of the most exciting things we’ve learned over the years is that every piece of barnwood is a little unique. So it takes a keen eye to bring together enough pieces of well matched wood to create some one of a kind frames. But even the most basic flat board frames can be very unique… more on that later!How Do You Decorate With Barnwood?This is a great question because so many people think of barnwood as being a simple grey brown finish. If that were true, it would be so boring. But the fact is you can have your unique rustic picture frames made in a variety of finish colors and distressed looks. You can even have barnwood frames finished in glazes like modern cabinets or even wellworn finishes that look like they’ve aged for years.What Picture Frame Size Options Do I Have?This is where using rustic picture frames can add so much to creating your farmhouse home decor. That’s because you can work with simple 1-1/2″ wide frames or have multi-piece frames created that are up to 6-1/2″ wide. Imagine framing a 20×30 family portrait in a frame that measured over 3′ wide and almost 3′ tall. That would surely become a cherished family heirloom.You can have frames made for prints from as small as 4″x4″ to massive canvas art in frames up to 24″x36″ that will hold a canvas up to 1″ thick. There are actually 29 standard picture frame sizes in our company collection. If that’s not enough, we’re always open to look at custom picture frame sizes. We like to talk about frame size as a way to cover every available option.Have We Convinced You?We set out to explain why rustic picture frames have become such a valuable part of farmhouse home decor. We hope that by now you can see the endless possibilities when you can combine 29 different standard size options, along with many single piece and multi-piece size frame designs, and then color coordinate the piece with your unique homes decor.